Privacy Policy for Retirement Ready Community

Effective Date: 6/29/2025

Welcome to Retirement Ready Community. Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services—including online courses, paid newsletters, digital products, and in-person events.

1. Information We Collect

We may collect the following types of information:

Personal Information:

Name
Email address
Billing address
Phone number
Payment information (processed securely by third-party providers)
Demographic details (age range, occupation, etc.)
Account credentials (for course or newsletter access)

Automatically Collected Information:

IP address
Browser type
Device information
Pages visited
Time spent on site
Referring URLs

2. How We Use Your Information

We use the information we collect to:

Process transactions and deliver your purchases
Send course updates, newsletters, and other content
Improve our website, products, and services
Provide customer support
Communicate with you about promotions, updates, and educational content
Meet legal or contractual obligations

3. Sharing Your Information

We do not sell or rent your personal information. We may share your data with:

Trusted service providers (such as payment processors, email platforms, and course delivery tools)
Legal authorities when required to comply with laws, regulations, or legal processes
Marketing platforms (e.g. for retargeting or email automation), only when consistent with this Privacy Policy

All third-party partners are required to safeguard your data and may only use it to provide services on our behalf.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

Remember your login status
Analyze site traffic and behavior
Deliver personalized content and ads

You can adjust cookie settings through your browser or opt out of certain ad tracking services.

5. Your Rights and Choices

Depending on your location, you may have the right to:

Access or correct your personal information
Request deletion of your data
Withdraw consent at any time
Opt out of marketing emails (you can unsubscribe at the bottom of any email)

To exercise your rights, contact us at: [email protected]

6. Data Security

We take reasonable measures to protect your information using secure connections, encryption, and access controls. However, no method of transmission over the internet is 100% secure.

7. Children’s Privacy

Our content and services are intended for adults aged 18 and over. We do not knowingly collect data from children.

8. International Visitors

If you are accessing our site from outside the United States, please be aware that your data will be transferred to and processed in the U.S., where privacy laws may differ from those in your country.

9. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you via email or by posting a prominent notice on our site.

10. Contact Us

If you have any questions about this Privacy Policy or your personal information, please contact us at:

HSM Media LLC
1 Manhattanville Road, Purchase, New York 10577
[email protected]

August 1, 2025